Stipend and benefits

October 1, 2025 to September 30, 2027

PGY Level Annual Stipend
1 $78,638.18
2 $81,639.91
3 $85, 608.45

Benefits summary

The UPHS flexible benefits program allows you to make individual benefit selections based on your own needs. Employees must enroll online within 30 days from date of hire. Our benefits plan includes the items below; additional details on the benefit plans will be provided during the interview process.

Health and Wellness Benefits Retirement Benefits Benefit Extras
  • Medical
  • Prescription Drugs
  • Dental
  • Vision
  • Health Savings Account (HSA)
  • Flexible Spending Accounts (FSAs)
  • Life Insurance
  • Disability
  • Accidental Death/Dismemberment (AD&D)
  • 403(b) Retirement Savings Plan
  • Retirement Contribution and 403(b) Matching Plan






  • Accident Insurance
  • Critical Illness Insurance
  • Auto & Home Insurance
  • Identity Theft Protection
  • Legal Benefits
  • Pet Insurance
  • Purchasing Power
  • Deals and Discounts

The University of Pennsylvania Health System, including the Hospital of the University of Pennsylvania and Pennsylvania Hospital, has entered into a collective bargaining agreement with the Committee of Interns and Residents, Local 1957 (CIR-SEIU). The agreement is effective October 1, 2025, through September 30, 2027.